Featured Posts

January 31, 2019

On a regular basis, my clients reach out because they want to buy a home but run into trouble getting approved for a mortgage because of their student loans. I also teach mortgage brokers around the country how to use the strategies below to get their borrowers with st...

September 28, 2018

I would absolutely love to go on a rant about how credit is used to enslave us as human beings making it impossible to make a financial decision without worrying how it will affect credit. As if some arbitrary number has any control over if you will be able to repay yo...

August 29, 2018

There is a big question I often get when it comes to student loan forgiveness: “Won’t I get a huge tax bill at the end?” or “Yeah forgiveness sounds great but the taxes at the end aren’t worth it!”

        

To me this is a lot like whe...

July 11, 2018

“The number one problem in today's generation and economy is the lack of financial literacy.” - Alan Greenspan

There is something very important that has been taken away from our education system.

There has been some chatter recently about collusion with the financial ai...

December 15, 2017

Unfortunately, when you face a complicated problem in today’s world, the snake oil salesmen are never far behind - offering mysterious and always pricey cures for what ails ye:

  • If you’re overweight or depressed, the vitamin salesman will sell you mystical formulatio...

November 16, 2017

I have client. Her name is Mable. She graduated college in 1996 with $60,000 worth of debt. She left school and was paying, paying and paying; and then she went on forbearance and deferment. She went through a divorce, became a single mom of three, and went through mul...